Current Offers

The First-Time Auto Buyer Program is intended to assist qualified individuals with limited or no auto credit history in securing financing for their first vehicle purchase.

Membership Eligibility

• Must be a member and 18 years of age or older
• Minimum 3 months of continuous employment (verifiable via recent pay stubs)
• Must have an active checking account with direct deposit (at least one completed)

Vehicle Eligibility

• For New or Used vehicles
• Used vehicles no more than 12 years old or 150,000 miles for 60 month loan
• Used vehicles no more than 6 years old or 75,000 miles for 72 month loan
• Salvage/rebuilt titles not eligible

Loan Details

• No Payments for 90 Days
• Max loan amount of $25,000
• As low as 8.49% APR* for 60 months
• As low as 8.74% APR* for 72 months
• Loan-to-Value up to 95%
• Limited Time Offer

*GoldStar® Membership required, otherwise rate is 0.25% APR higher.

Refinance your auto loan from another lender with American United FCU to save money, receiving either a 1% lower rate or 1% cash back (up to $250), with terms up to 84 months, competitive rates.

• Transfer special offer of 1% lower rate or 1% cash money (up to $250)
• Terms up to 84 months
• Competitive Rates for our Members
• Additional rate discounts with GoldStar® Membership

Unlock your home’s potential with our low intro rate for 6-months

• Special Offer: 3.99% APR* 6-Month Intro Rate
• Rates as low as 8.00% APR after intro
• 6-Month Intro Rate is for primary residences only
• 20-year HELOC: 10-year draw with a 20-year amortization

• Now available online for the 2026 season
• For members & employees of American United Federal Credit Union (promo code no longer required, just use the link below)
• Good Any Day Single Day Tickets are $76.95 + tax per ticket (plus online service fees), a savings of $23.00 off of the regular rate at Lagoon’s ticket windows. Tickets are valid any one day of Lagoon’s 2026 Season.

• CARFAX® is a national company that offers Vehicle History Reports (VHR’s)
• VHR’s provide transparent vehicle, ownership, title, and value histories 
• If applying for a vehicle loan, the first report will be provided at no cost
• Anyone (member or not) can purchase a discounted report for $19.99 (normally $44.99)
• You can purchase them on our website, by visiting a branch, or over the phone
• Payment methods include deducting the $19.99 from your American United account, with a debit card over the phone, or cash in branch

Member Exclusive Offers are special promotions available exclusively to qualified members via email. Each offer includes a unique MEO code for instant online approval.

• Pre-qualified offers that you will receive by email if you qualify
• Each offer features your unique MEO code that you can use for instant online approval
• Current Member Exclusive Offers include: