
Higher Yield Accounts

Haven™ Certificates
Haven™ Certificates are offered by American United Federal Credit Union to provide secure savings options with fixed rates and predictable growth.
- Minimum Deposit of $500 ($5 for Dedicated Saver Certificate)
- Variety of Fixed Terms from 6 to 60 months
- GoldStar® members receive a higher dividend interest rate
- Ability to add funds (see Dedicated Saver Certificate)
Money Market
Penalty-free access to your funds with high yield interest rates
- Minimum Balance of $1,000 to earn dividends
- For balances $1,000+, the dividend rate is higher than primary savings
- No penalty to add/remove funds at any time
- The higher your deposit balance, the higher your interest rate
- Free account access at CO-OP Shared Branches


Retirement (IRAs)
Enjoy tax benefits & higher rates with our investment options
- Zero Minimum Balance or Monthly Fees
- Monthly Dividends on balances $25+
- Individual Retirement Account (IRA) options
- Traditional IRA with tax deferment benefits
- IRA with tax-free funds upon retirement
- Penalties for withdrawals made before the age of 59.5
- Retirement Certificates are also available




