VISA® Personal Credit Cards
Rewards VISA®
- Earn 1 point for every $1 spent
- Fixed Rate as low as 9.90% APR
- No Annual Fee or Reward Limits
- Apple Pay®, Google Pay™ and Samsung Pay® compatible
- Redeem points for gift cards, cash, fuel, entertainment, grocery, travel, products, & more!
Cash Back VISA®
- Earn 1% cash back on every purchase
- Automatically pays 1% cash back every month
- Fixed Rate as low as 12.90% APR
- Apple Pay®, Google Pay™ and Samsung Pay® compatible
- No Annual Fee and Unlimited Transactions
Secured VISA®
- An excellent way to build or rebuild your credit
- Uses a deposit account balance as collateral for guaranteed approval
- 9.90% APR Fixed Rate for all credit scores
- Maximum credit limit is based on available balance in savings
- Apple Pay®, Google Pay™ and Samsung Pay® compatible
- Quick & easy approval in-branch or online
Cash Back VISA®
Earn 1 reward point for every $1 spent
Fixed rates as low as 12.90%
VISA® Rewards Program
No Annual Fee
Rates up to date as of July 28, 2026. Rates subject to change without notice.
| Fixed Rate Credit Cards1 | APR |
|---|---|
| VISA® Reward Points | As low as 9.90% fixed |
| VISA® Cash Back | As low as 12.90% fixed |
| VISA® Secured | 9.90% fixed for all credit scores |
| VISA® Business Cash Back | As low as 9.90% fixed |
APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Minimum limit is $200.00 unless part of a promotional program.
ACCOUNT TYPE
APR 12
VISA Platinum
9.90%
Business Cash Back VISA
9.90%
Personal Cash Back VISA
12.90%
- Rates and financing are based on applicant’s credit worthiness and the term of the loan. Rates quoted are annual percentage rates (APR).
- Minimum limit is $200.00 unless part of a promotional program.
VISA® Rewards
Earn 1% cash back on every purchase
Fixed rates as low as 12.90%
Automatically pays 1% cash back every month, no need to request it
No Annual Fee
Rates up to date as of July 28, 2026. Rates subject to change without notice.
| Fixed Rate Credit Cards1 | APR |
|---|---|
| VISA® Reward Points | As low as 9.90% fixed |
| VISA® Cash Back | As low as 12.90% fixed |
| VISA® Secured | 9.90% fixed for all credit scores |
| VISA® Business Cash Back | As low as 9.90% fixed |
APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Minimum limit is $200.00 unless part of a promotional program.
ACCOUNT TYPE
APR 12
VISA Platinum
9.90%
Business Cash Back VISA
9.90%
Personal Cash Back VISA
12.90%
- Rates and financing are based on applicant’s credit worthiness and the term of the loan. Rates quoted are annual percentage rates (APR).
- Minimum limit is $200.00 unless part of a promotional program.
Share Secured VISA®
An excellent way to build or re-build your credit
Uses your primary savings account balance as collateral
Maximum credit limit is based on available balance in savings
Secured funds continue to earn monthly dividends
Rates up to date as of July 28, 2026. Rates subject to change without notice.
| Fixed Rate Credit Cards1 | APR |
|---|---|
| VISA® Reward Points | As low as 9.90% fixed |
| VISA® Cash Back | As low as 12.90% fixed |
| VISA® Secured | 9.90% fixed for all credit scores |
| VISA® Business Cash Back | As low as 9.90% fixed |
APR = Annual Percentage Rate. Membership required, on approved credit, and rates subject to change at any time without notice.
1. Minimum limit is $200.00 unless part of a promotional program.
ACCOUNT TYPE
APR 12
VISA Platinum
9.90%
Business Cash Back VISA
9.90%
Personal Cash Back VISA
12.90%
- Rates and financing are based on applicant’s credit worthiness and the term of the loan. Rates quoted are annual percentage rates (APR).
- Minimum limit is $200.00 unless part of a promotional program.